Date: 31 May 2025
At NirajBT.com, we are committed to providing high-quality stock market education and digital resources. However, due to the digital nature of our products and instant delivery format, we follow a strict refund policy outlined below.
🔹 1. General Policy
All purchases made through NirajBT.com are considered final and non-refundable, except under the specific conditions listed below.
By making a purchase, you agree to these terms and acknowledge that refunds are not guaranteed unless your case qualifies under our conditional refund policy.
🔹 2. 7-Day Conditional Refund – Only for Eligible Courses
We offer a 7-Day Refund Window for eligible online courses, only if the following conditions are met:
You are eligible for a refund only if all of the below are true:
You request the refund within 7 calendar days of your purchase date.
You have not watched more than 3 chapters or 20% of the total course content.
You have not downloaded, recorded, or shared any part of the course content.
Your refund request includes a valid reason and feedback to help us improve.
You email us directly from your registered email ID to request the refund.
🔹 3. How to Request a Refund
To initiate a refund request, please send an email to:📧 support@nirajbt.com
Include the following details:
Full Name
Registered Email ID
Date of Purchase
Course Name
Payment Screenshot
Reason for Refund
Our support team will review your request and respond within 3-5 business days.
🔹 4. Non-Refundable Cases
We do not offer refunds in the following situations:
If more than 3 chapters or 20% of the course has been viewed
If content has been downloaded, screen-recorded, or shared
For discounted combo offers, limited-time promotions, or free bonuses
If the request is made after 7 days of purchase
If account misuse or sharing is detected
If the request lacks a valid reason or shows clear attempt to misuse policy
🔹 5. Refund Processing
Approved refunds will be processed to the original payment method within 7–10 business days.
Refunds cannot be redirected to other accounts or platforms.
No cash/UPI/manual refunds will be issued outside the original gateway.
🔹 6. Digital Products (Ebooks, Templates, Tools)
All eBooks, templates, digital downloads, and bonus materials are non-refundable under all circumstances — due to their instant-access and downloadable format.
🔹 7. Our Commitment
We design our courses and content with complete transparency, structure, and real-world application.
We want only genuine, action-taking learners to join — and this policy ensures fair protection for both you and our team.
🔹 8. Contact
If you have any questions regarding this refund policy, write to:
📧 support@nirajbt.com
🌐 https://nirajbt.com