EffectiveDate: 31 May 2025
This website, https://nirajbt.com, operated by Niraj Kushwaha (“we”, “our”, or “us”), provides stock market education and digital products for informational purposes only.
By accessing or using the website and its products/services, you agree to the following disclaimers:
🔹 1. Not Investment Advice
All content on this website — including videos, PDFs, tools, templates, tutorials, blogs, webinars, emails, and any communication — is intended for educational purposes only.
We are not SEBI-registered financial advisors, and nothing shared here should be considered as investment, trading, or financial advice.
Your use of any information or materials provided is entirely at your own risk.
🔹 2. Market Risk Disclosure
Trading or investing in the stock market carries a high level of risk, and may not be suitable for all individuals.
There is a possibility of losing part or all of your capital. Past performance of any strategy or example is not a guarantee of future results.
We do not guarantee profits or results of any kind.
You are solely responsible for any investment decisions you make.
🔹 3. No Guarantees or Earnings Claims
We do not make any guarantees about:
Your income
Your portfolio performance
Your trading accuracy
Or your long-term results
All examples shown are for demonstration purposes only. Actual results will vary and depend on your skill, knowledge, discipline, and effort.
Please refer to our separate Earnings Disclaimer for details.
🔹 4. Accuracy of Information
While we aim to provide up-to-date and accurate information, we do not guarantee the completeness, reliability, or accuracy of any content.
Markets change, platforms update, and trading conditions vary.
You are advised to independently verify any information before acting on it.
🔹 5. Third-Party Tools & Links
We may reference or link to third-party services (e.g., TradingView, Zerodha, Dhan, Screener.in).
These are provided for convenience and educational demonstration only.
We are not responsible for the privacy practices, performance, or claims of those platforms.
Use of any external platforms or services is at your own discretion.
🔹 6. Student Results Disclaimer
Any testimonials or results shared by learners are individual experiences, and are not representative of the average or guaranteed outcome.
We make no claim that you will achieve similar results.
🔹 7. No Legal or Tax Advice
Nothing on NirajBT.com constitutes legal, tax, accounting, or professional advice.
You are advised to consult a qualified professional before making any investment or financial decision.
🔹 8. Limitation of Liability
We shall not be held liable for any:
Loss or damage to capital
Business loss
Data loss
Emotional stress
Or other negative outcomes arising from the use of our content, products, or platforms
Your use of this website is completely voluntary, and any action you take is at your own risk.
🔹 9. Contact Information
If you have any questions regarding this disclaimer, please contact:
📧 support@nirajbt.com
🌐 https://nirajbt.com